A common miss is failing to reduce the interest rate on secured claims being paid through the trustee. The prior required plans in both jurisdictions provided that secured claims would be paid at prime plus 2% if no interest rate was disclosed. The current required plans provide that the proof of claim will control unless otherwise ordered. If there is no provision for the interest rate in the plan, then there will be no order changing the interest rate, so contract rate will be used by the trustee.