The Latest Office of the Chapter 13 Trustee News Articles
About Us
The Office of the Chapter 13 Trustee administers cases in both Northern and Southern Districts of West Virginia. In a nutshell, the trustee’s office collects money pursuant to a plan filed by debtors and uses that money to pay creditors once that plan is confirmed by the Court. The trustee—or staff attorney—conduct meetings of creditors and attends confirmation and other hearings in the case. The trustee does not represent any particular party in a case, but represents the estate that is created at the time of filing. The trustee is forbidden by statute to give legal advice to any party in a case.—and this includes the staff of the trustee.
Many of your questions about a particular case can be answered by going to NDC, which has SOMETHING for debtors (free), debtors’ counsel (free) and creditors’ counsel (fee-based).
Chapter 13
Chapter 13 is an opportunity for qualified debtors to restore balance to their financial life.
Unlike credit counseling debt repayment plans which are voluntary for all parties, an approved Chapter 13 plan, represented by the confirmation order, is binding on all parties, including those creditors who were notified about the Chapter 13 filing but chose not to participate.
One size plan does not fit all. YOUR Chapter 13 plan can be tailored to suit your needs–although it may NOT allow you to continue in a lifestyle as yet unaffordable.
For more details on Chapter 13, read an informal article by the Chapter 13 trustee for the Northern and Southern Districts of West Virginia or a view of Chapter 13 from the federal judiciary.